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Smart Money - Newsletter Archive

Welcome to the archives our Monthly Newsletter, Smart Money. Please subscribe for updates on changes in the financial world and how it might affect you plus lots of practical advice.

June  2004 "Reducing your Mortgage"

As financial experts are predicting an interest-rate rise after the coming Federal election, we offer the following tips for reducing mortgages before that increase arrives.
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February  2004 "Shaping up at the Gym"

Many of us made New Year resolutions to get into shape by joining a gym. Be aware that this can lead to more money loss than weight loss.
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December 2003 "Debt Free Christmas"

Christmas is traditionally the season of peace and goodwill rather than the mad, expensive orgy of gift buying that it has become. I hope that you are celebrating Christmas in a style that accords with your financial situation rather than going into debt to provide the biggest and best gifts for your family and friends
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November 2003 "Access to Superannuation"

The truth about when you can and when you can't get early access to superannuation funds; tips on planning ahead for a lower-cost Christmas; and just who do the banks think they are fooling when they say "customers are better off"?
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September 2003 "Reverse Mortgages"

A new way of financing your retirement years called "Reverse Mortgaging" - check to see if it's right for you. If you're an ANZ Visa Credit Card holder you'll need to be aware of some changes and charges. Tips on better managing your mobile phone accounts and a fun quiz to see if you have "finance phobia".
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August 2003 "Safe Online Shopping"

How to shop safely while online and a rundown of some recent Internet and email scams.
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July 2003 "Tax Time"

Hints on getting your accounts and deductions in order in preparing your tax return; some changes to the tax threshold and medicare levy and what to do if you are caught up in the sale of Telstra's "outstanding debts" to Alliance.
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May 2003 "Text Message Trap"

How to avoid a renovator's nightmare; SMS messaging and the trap many teenagers fall into; and tips for finding the right financial advisor for you.
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March 2003 "What is Power of Attorney ?"

Everyone with ageing parents should understand "Power of Attorney", how to get it and when you might need to use it.
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February 2003 "More on Credit Card Costs"

A follow-up to the issue of businesses passing on credit card charges to their customers (you!), along with a look at potential price rises on the horizon and what to be aware of if you are offered an "interest free deal".
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January  2003 "New Credit Card Costs"

The lifting of the prohibition on traders passing-on credit card costs will have a huge impact on pricing and I don't believe the Reserve Bank has fully considered the potential repercussions...
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December  2002 "Controlling Christmas Spending"

Christmas is supposed to be a time of peace and goodwill, but don’t let goodwill override your common sense. Too many people overspend at this time of the year. To make it through the festive season without going into debt, we offer the following survival tips...
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November  2002 "Investment - what are the options?"

Q. I am 36 years old, single, no dependents, and have inherited $50,000 from my grandfather. As my salary is more than adequate to cover all my expenses plus my mortgage repayments, I would like to invest this money for approximately ten years. What are my options?
read the answer >>

October 2002 "Where there's a will, there's a relative"

If you care about the people you are leaving behind and what happens to the assets you have built up over your lifetime, it is essential that you leave a will setting out how you want those assets to be distributed. Here's some tips on making a will and a legal will pro-forma (for Australia) that you can use.
read more >>

 

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